Health Insurance Annual Maximum reached?

Health Insurance Annual Maximum reached?

My family is on a health insurance policy through my husbands employer. At the time we signed up we didn't realize that this policy has an annual maximum of $3000. We have run through about $2000 already and will most definitely meet the annual max before the end of the year. Will we still be required to make weekly payments although the insurance won't be paying any of our medical bills? I really wish that we had known this before hand but none of the info that was given to us stated an annual maximum. We would have never signed up to pay them nearly $5000 to only get $3000 worth of coverage. It just doesn't make any sense for us to pay them another $2000 when they will not make any more payments for our medical expenses.

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